Commission Setup

Welcome to Commission Setup

The Commission Setup module allows users to define commission rules that determine how commission agents earn income based on the loans they are linked to. Mobiloan automatically calculates and allocates commissions according to these rules, ensuring that payouts are correctly managed.

Key settings include:

• Authorized limits: Determines which branches, loan products, and agent types qualify for commission.

• Commission earning rates: Defines how commission is calculated (fixed amount or percentage).

Getting Started

To begin, either select an existing commission rule from the table or click the "+" icon to create a new rule.

Step 1 - Defining Limits

In this step, users must define the access and limits applicable to the new commission rule. The key configurations include:

• Commission Rule Name – A unique identifier for this rule.

• Agent Type – Specify whether the rule applies to Permanent, Casual, or Independent Agents.

• Allow commission when borrower is an agent

  • Enables commissions even if the borrower is also registered as an agent.

  • Use case: Agents taking loans remain eligible for commission transactions.

  Allow commission when borrower is a device user

  • Enables commissions if the borrower is flagged as a device user.

  • Use case: Ensures commissions apply for borrowers using devices (e.g., POS, mobile apps).

  Note

  • Both options are optional and can be toggled on/off as per policy.

  • If disabled, commissions won’t be issued under those borrower conditions

• Authorized Branches – Select which branches can apply this commission rule.

• Eligible Loan Categories & Products – Define which loan products (e.g., Personal Loans, Business Loans) are eligible for this rule.

Step 2 - Defining the Earning Rate

Initially, the Rule Conditions Table will be empty.

Additional Options

At the bottom of the Rule Conditions Table, users will find additional actions:

• Test – Validate commission rule settings before applying them.

• Print – Generate a printable version of the commission rules.

• Help – Access guidance on setting conditions.

• Dropdown Menu – Provides additional options

Dropdown menu options

When the dropdown option is selected, the following options appear :

• Insert New Row – Add new commission conditions.

• Duplicate All Rows – Clone existing conditions for quick setup.

• Remove All Rows – Clear all existing conditions.

• Undo All Changes – Revert modifications before saving.

Adding a new condition

1. Select the dropdown menu option.

2. Click "Insert New Row" to create a new condition.

3. Complete the required fields.

Step 3 - Finalizing Category Setup

Once all steps are completed, test the commission rule to ensure all necessary rates are set correctly for a given loan amount , type and event. This can be achieved by selecting the "Test" option

✅ You have successfully set up a new commission rule in Mobiloan! 🎉