Experian
Credit Bureau
Last updated
Credit Bureau
Last updated
Experian is a registered credit bureau in South Africa.
Mobiloan has integrated with Experian for purposes of obtaining consumer data and financial information.
The above noted data is returned to Mobiloan in the form of a credit report.
Hello, we are Experian South AfricaWe unlock the power of data to create opportunities for people, business and society
Our world is built on data. It’s all around us, growing in power and influence every day. We work to turn that data into something meaningful. We gather, analyse, combine and process it to help people and organisations achieve their goals – whether that means planning for a secure future or getting to know your customers better. We believe data has the power to change lives. By helping people and organisations make the most of their data, we can make a positive difference to our society and communities.
Sourced : https://www.experian.co.za/about-us/
It is a requirement of the National Credit Act that credit providers perform an affordability assessment.
As part of the process it makes sense that you obtain a copy of the current obligations of the client.
The most reliable way to get this information is to make enquiry with a registered credit bureau.
CREDIT BUREAU SELECTION
While the credit reports generated by Experian and XDS are similar they each have their own unique layouts and service offerings and in turn cost structures.
Mobiloan does not advocate the use of any particular credit bureau, but should you choose to make use of our application you will need an active account with either Experian or XDS.