Mobiloan User Guide
FAQWhat's NewHome Page
  • Mobiloan User Guide
  • GETTING STARTED
    • Introduction
    • Installation & Login
    • Home Screen Navigation
    • Help and Support
  • SETUP & CONFIG
    • Setup Menu
      • Allps Setup
      • Billing Module
      • Branch Setup
      • Category Setup
      • Commission Setup
      • Company Setup
      • Document Setup
      • Insurance Setup
      • Loan Product Setup
      • Loan Purpose Setup
      • Payout Method Setup
      • Repayment Method Setup
      • Role Setup
      • Sudonum Setup
      • Transaction Setup
    • App Configuration
  • MAIN MENU
    • Origination Menu
      • New Loan
      • Payout Process
      • Active Loans
      • My Evaluations
      • Search Active
      • Quotation
    • Collection Menu
      • All Active Tickets
      • My Assigned Tickets
      • Search Single
      • Search Multiple
    • Transaction Menu
      • Client Ledger
        • Loan Ledger
        • Allps Promissory
      • Purchase Sale
      • Reconcile Transactions
      • Search Transactions
    • Reporting
      • Tools & Features
        • Basic Features
        • Google Sheets Integration
        • Year Agnostic Date Filters
        • Report Based SMS's
      • Custom Reports
        • Create New Using Designer
        • Custom SQL on blank template
        • Create a Standard Copy
        • Official Table Schema
      • Advanced Reporting
        • Insurance Report
        • Standard SMR
        • Profit and Loss Report
    • Tools Menu
      • Commission
      • Bulk Hold
      • Messaging
      • Data Export
      • Payroll Remittance
      • Voice Calling
      • Audit Log
      • Fileshare
      • Asset Register
    • Maintenance Menu
      • Client
      • Loan
      • Agent
      • Area
      • Device
      • Employer
      • Supplier
      • User
  • ONLINE LENDING
    • Introduction
    • Configuration Steps
      • Step 1 - Enable branches for online lending
      • Step 2 - Add a new `WebApp`
      • Step 3 - Complete the Workflow
        • General Configuration
        • Category and Branch Configuration
        • Online Payroll Configuration
        • 🎨Web app Customization
  • ✨AUTOMATION
    • Background Schedulers
    • Email Verification
  • Digital Bank Statements
  • INTEGRATION PARTNERS
    • Amplifin
    • Insurance Providers
    • Experian
    • Xpert Decision Systems
    • Finch Technologies
    • Sudonum
    • SACRRA
    • NCR
  • Network Security and Infrastruture
    • Policies and Implementation
  • Disclaimer
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  • Introduction
  • Why do I need a consumers credit report?

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  1. INTEGRATION PARTNERS

Experian

Credit Bureau

PreviousInsurance ProvidersNextXpert Decision Systems

Last updated 9 months ago

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Introduction

Experian is a registered credit bureau in South Africa.

Mobiloan has integrated with Experian for purposes of obtaining consumer data and financial information.

The above noted data is returned to Mobiloan in the form of a credit report.

Hello, we are Experian South Africa

We unlock the power of data to create opportunities for people, business and society

Our world is built on data. It’s all around us, growing in power and influence every day. We work to turn that data into something meaningful. We gather, analyse, combine and process it to help people and organisations achieve their goals – whether that means planning for a secure future or getting to know your customers better. We believe data has the power to change lives. By helping people and organisations make the most of their data, we can make a positive difference to our society and communities.

Why do I need a consumers credit report?

It is a requirement of the National Credit Act that credit providers perform an affordability assessment.

As part of the process it makes sense that you obtain a copy of the current obligations of the client.

The most reliable way to get this information is to make enquiry with a registered credit bureau.

Example of an Experian Credit Report

CREDIT BUREAU SELECTION

While the credit reports generated by Experian and XDS are similar they each have their own unique layouts and service offerings and in turn cost structures.

Mobiloan does not advocate the use of any particular credit bureau, but should you choose to make use of our application you will need an active account with either Experian or XDS.

Sourced :

https://www.experian.co.za/about-us/
87KB
Experian Credit Check - PDF Standard Format.pdf
pdf
Example of pdf report