Loan

Welcome to Loan Maintenance View

Similar to the previous Client Maintenance view, selecting the Loan option from the maintenance menu prompts you to retrieve a loan record via a lookup field.

After entering the loan number or promissory note number, click the Search button. Mobiloan will then display the associated loan dashboard.

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Loan Dashboard

The Loan View screen provides a centralized interface for viewing and managing loan-related information within the Mobiloan system.

The loan maintenance screen is shown above.

The main table presents a concise overview of key information, enabling users to quickly assess the status and history of the loan. This includes:

• Loan Amounts – Total disbursed, repaid, and outstanding balances.

• Users – Personnel involved in creating, approving, or managing the loan.

• Dates – Important timestamps, such as origination, disbursement, and maturity dates.

• Transaction Methods – Channels used for disbursement and repayment (e.g., EFT, cash, debit order).

• Payout Alerts – Notifications related to loan disbursement or payment events.

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The Loan Menu

The menu below depicts the "Loan Menu" whereby each option allows you to access specific Loan information.

Option	Description (Loan Context)
Affordability	View or assess the borrower's financial capacity to repay the loan based on income, expenses, and obligations.
Agent	Displays the assigned agent or consultant managing the loan account.
Bank Accounts	View or manage the bank accounts associated with this specific loan for disbursement or repayment purposes.
Client Ledger	Shows a full financial history of all transactions linked to the loan, including debits, credits, and balances.
Client Menu	Provides access to broader client-level information outside of the loan, such as documents, contact details, etc.
Credit Enquiry	Displays credit checks or bureau enquiry results that may have informed the loan decision.
Documents	View or upload documents specifically related to the loan (e.g., ID, proof of income, signed agreements).
Instalments	Lists the repayment schedule and tracks each instalment’s status (e.g., paid, due, missed).
Contracts	Access signed loan agreements and terms and conditions linked to the current loan.
Payout Transaction	Details how the loan funds were disbursed, including amounts, channels, and dates.
Promissory	View or manage promissory notes associated with the loan as formal repayment commitments.
Reverse Payout	Initiate a reversal of the loan disbursement in cases of error or cancellation.

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Loan Contracts

Access and generate loan contracts conveniently through the Loan Menu. In the screenshot below, you'll see the "Contracts" option within the Loan Menu.

Selecting this option will allow you to generate the specific loan contract you need.

Depending on the contracts available for the current loan, Mobiloan allows you to generate the following contracts within the Loan Menu:

1. Promissory contracts (A, B, or Single)

2. Insurance contracts

3. Affordability expense disclosures

4. Credit report disputes

5. Informal income declarations

6. Client Due Diligence

Use the Recreate PDF File toggle switch if the initially generated contract in Mobiloan displays outdated or incorrect values. This will regenerate the contract using the most up-to-date information.