Loan
Welcome to Loan Maintenance View
Similar to the previous Client Maintenance view, selecting the Loan option from the maintenance menu prompts you to retrieve a loan record via a lookup field.
After entering the loan number or promissory note number, click the Search button. Mobiloan will then display the associated loan dashboard.
Loan Dashboard
The Loan View screen provides a centralized interface for viewing and managing loan-related information within the Mobiloan system.
The main table presents a concise overview of key information, enabling users to quickly assess the status and history of the loan. This includes:
Loan Amounts – Total disbursed, repaid, and outstanding balances.
Users – Personnel involved in creating, approving, or managing the loan.
Dates – Important timestamps, such as origination, disbursement, and maturity dates.
Transaction Methods – Channels used for disbursement and repayment (e.g., EFT, cash, debit order).
Payout Alerts – Notifications related to loan disbursement or payment events.
The Loan Menu
The menu below depicts the "Loan Menu" whereby each option allows you to access specific Loan information.
Option
Description (Loan Context)
Affordability
View or assess the borrower's financial capacity to repay the loan based on income, expenses, and obligations.
Agent
Displays the assigned agent or consultant managing the loan account.
Bank Accounts
View or manage the bank accounts associated with this specific loan for disbursement or repayment purposes.
Client Ledger
Shows a full financial history of all transactions linked to the loan, including debits, credits, and balances.
Client Menu
Provides access to broader client-level information outside of the loan, such as documents, contact details, etc.
Credit Enquiry
Displays credit checks or bureau enquiry results that may have informed the loan decision.
Documents
View or upload documents specifically related to the loan (e.g., ID, proof of income, signed agreements).
Instalments
Lists the repayment schedule and tracks each instalment’s status (e.g., paid, due, missed).
Contracts
Access signed loan agreements and terms and conditions linked to the current loan.
Payout Transaction
Details how the loan funds were disbursed, including amounts, channels, and dates.
Promissory
View or manage promissory notes associated with the loan as formal repayment commitments.
Reverse Payout
Initiate a reversal of the loan disbursement in cases of error or cancellation.
Loan Contracts
Access and generate loan contracts conveniently through the Loan Menu. In the screenshot below, you'll see the "Contracts" option within the Loan Menu.
Depending on the contracts available for the current loan, Mobiloan allows you to generate the following contracts within the Loan Menu:
Promissory contracts (A, B, or Single)
Insurance contracts
Affordability expense disclosures
Credit report disputes
Informal income declarations
Client Due Diligence
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