Evaluation Rights

Evaluation rights function as a critical checkpoint in the loan approval process, ensuring that only authorized users can issue a payout on specific loan conditions.

If a user’s role does not include a required evaluation right, they cannot complete the payout for loans that meet those conditions. The loan must then be reassigned to another user who has the necessary evaluation right.

If the evaluation right is enabled for a user’s role, the user can review and approve those loans independently, without needing another user’s involvement.

Client Due Diligence (CDD) Evaluation Rights

• This right grants users the ability to process loan payouts that require management signoff. Since management approval indicates a high-risk client, this privilege should be assigned only to management-level users.

Digital Bank Statement Warnings

These rights define which warnings generated from digitally scanned or imported bank statements a user is authorized to approve.

Relational Evaluation Privileges

Admins can control relational evaluation privileges by configuring the following limits:

• Branch Access: Defining which branches a user can evaluate.

• Category Access: Specifying loan categories the user can evaluate.

• Loan Product Access: Assigning products the user can evaluate.

Specific Evaluation Limitations

• Dual Evaluation Requirement: Enforce a secondary review for loan approvals if enabled.