Origination Rights

Origination rights control user access to the loan origination process.

• Ticked rights allow the user to perform specific origination functions.

• Unticked rights restrict access to those functionalities.

Origination Right	Description
Issue stand-alone loan quotation	Allows users to generate loan quotations without initiating the full loan application process.
Create loan when face-to-face with client	Enables users to create loans directly within the system during in-person client meetings.
Create loan from online application	Grants users the ability to process loan applications submitted online by clients.
Create loan for future payout date	Allows users to create loans with a scheduled payout date at a future time.
Evaluate and approve or decline loan	Empowers users to assess loan applications, make approval/decline decisions, and potentially adjust loan parameters.
Process repayment and payout of loan	Grants users the right to proceed with the Payout Workflow.
Change preset payout method on payout	Allows users to modify the predetermined payout method on a loan during the disbursement process (if applicable).
Reattempt unconfirmed electronic loan payout	Enables users to retry failed electronic loan payouts.
Reverse paid out loan during cooling-off period	Grants users the ability to reverse a loan payout if it occurs within the client's cooling-off period (as defined by regulations).
Bulk cancel incomplete expired loans	Allows users to cancel a group of incomplete loan applications that have exceeded the expiration time limit.