Allps Promissory
Basic promissory management actions.
Mobiloan boasts a complete integration with Amplifin, enabling a range of automated functionalities that streamline your workflow. Here's what you can expect:
Automatic Receipt Processing: Payments received are automatically reflected in the client's balance, eliminating manual data entry and ensuring accuracy.
Effortless Collection Closure: Paid receipts automatically close associated collection tickets, saving you time and effort.
Clear Loan Status Tracking: Loans are automatically marked as fully paid upon full payment, providing a clear overview of your loan portfolio.
Centralized Promissory Note Management: Manage all aspects of your promissory notes (repayment plans) directly within the Mobiloan app, enhancing convenience.
This seamless integration empowers you to manage your loans with greater efficiency and reduces the risk of errors by automating key tasks.
Did you know?
Mobilaon has background schedulers that work to keep what you see in Mobiloan in sync with what is on Allps-i ! For more information, select the link below :
Screen Layout & Functionality
Our user-friendly interface allows you to create, edit, and even suspend mandates directly within the platform.
As you'll see in the screenshot below, the interface offers two key elements:
Loan Payout Summary: This table provides a clear overview of the loan disbursement details.
Installment Table: This table dives deeper into the specifics of the repayment plan (mandate), including presentment dates, tracking days, and other relevant information.
Accessibility
There are two primary ways (among others ) in order to locate the promissory in Mobiloan
1. Within the Client Ledger, by selecting the
2. Accessing externally from within the Loan Menu by selecting the "Promissory" option in the Loan Menu
Adjusting the Instalments
All active promissory' s may be adjusted in Mobiloan. Some of the other promissory statuses other than active include:
Stopped
Suspended
Expired
In such cases, the promissory is not in an editabe state.
Outlined below are some of the adjustments that can be made on an active promissory.
Editing the presentment date
If you wish to edit the presentment date, simply select on the corresponding installment and pick the desired presentment date. (This will make the Installment disputable by the client).
Editing the Tracking Days
If you wish to edit the Tracking days, simply select on the corresponding installment and enter the desired number of tracking days. You can even enter zero if you wish to cancel tracking.
Editing the installment amount
If you wish to edit the installment amount, simply select on the corresponding installment and enter the desired amount. (This will directly affect both the disputability and loan balance).
In this case, you may need to add another installment.
Adding a new instalment
Selecting the options Primary button, and select the "Add Instalment", which will present the "Add instalment Modal"
Here, the user will be able to edit the:
Suspend or Cancel Instalment
Selecting the status column will present the user with the following options:
Activate the Instalment, for promissory' s that have been manually suspended, selecting this option will activate it.
Suspend the Promissory, user's action to stop the collection from taking place.
Bank Responses, for a given installment, selecting this option will display the bank's responses that has been received by allps for the debit order.
Create New Mandate
Cancel the Initial promissory
By way of example, let's assume the collection ran and returned insufficient funds. Also lets assume the tracking has been exhausted, and the promissory is expired.
Whatever the case is, in order to create a new promissory, the initial promissory must first be cancelled.
In order to cancel the current promissory:
Select the Options Button and select Cancel Promissory.
Create the New Promissory
Now that the initial promissory is cancelled, you will now have the option to create a new promissory when selecting the Options Button.
Select this option to specify the details, where the process is the same as when creating the promissory on Loan Payout.
This implies that the client will need to authenticate the new Mandate.
Additional Promissory Options
By selecting the Options Button in the Allps Promissory Screen, the user will have the following options ->
Add Installment | Add a new installment to the existing promissory, useful when splitting the total amount repayable when overdue. |
Edit promissory | Used to create a new debi-check mandate to alter attributes such as Date Adjustment, Tracking Days, Authentication Method and Installment Date. |
Suspend Promissory | Submit a suspension to Allps (Amplifin) on this promissory note. |
Cancel Promissory | Cancels the promissory, useful when creating a new promissory. (The option to create new will be available once cancelled!) |
Print Promissory | View/ Share/ Print the promissory mandate. |
User Actions | This option allows you to view the Allps Responses received on the promissory mandate. |
Bank Accounts | Allows you to quickly view and edit the details of the clients bank account |
View Employment | Allows you to view the employment linked to this client. |
View Sassa Dates | Presents the user with the approximated SASSA payout dates for the next 7 months |
RMS Transactions
Conditions under which RMS Transactions may be created
Only DebiCheck contracts where the last initiation attempt for a specific contract reference failed in the previous 10 days with "No response from the debtor (NRSP)" (reply code 6022) can be registered for an RMS transaction.
Only in such event will Mobiloan allow the option to Register the Mandate as an RMS Transaction
The Mandate Registration Process.
The registration follows a batch initiation route and will only be completed when a confirmation message is received from the debtor bank.
The current contract and payer details will be used to register the mandate in the RMS stream, with the exception of the first date and amount.
If the first date and amount are specified and they are within 2 days of the current date, they will be omitted.
The process outlined in this document is specific to the scenario where clients don't receive a response on a debicheck.
The same Promissory ID will be used.
If you have any questions about this process, please contact your supervisor or the appropriate support team.
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