Allps Promissory

Basic promissory management in Mobiloan

Welcome to the Allps Promissory Screem

Mobiloan’s integration with Amplifin automates key financial tasks, reducing manual work and minimizing errors. With this seamless integration, users can efficiently:

Add and Manage Mandate Installments – Automate installment creation for smoother loan repayment tracking.
Create Registered Mandates – Set up mandates directly within the platform for improved control and compliance.
Edit Promissory Notes – Modify loan agreements with ease while maintaining accuracy.

Our intuitive interface enables users to:

Create, edit, and suspend mandates effortlessly within Mobiloan.
Maintain complete control over loan repayment schedules.

Loan Payout & Installment Tracking

Loan Payout Summary – A comprehensive table displaying all loan disbursement details, providing a clear financial snapshot.
Installment Table – A detailed breakdown of repayment plans (mandates), including:
- Presentment Dates – Scheduled dates for payment processing.
- Tracking Days – Days assigned for monitoring repayments.
- Additional Details – Any other relevant financial insights.

Editing Existing Debit Order Parameters

Outlined below are some of the adjustments that can be made on an active promissory.

Editing the presentment date

Select the corresponding installment and pick the desired presentment date. This will make the installment disputable by the client.

Editing the Tracking Days

Select the corresponding installment and enter the desired number of tracking days. Enter zero to cancel tracking.

Editing the installment amount

Select the corresponding installment and enter the desired amount. This will affect both disputability and loan balance. You may need to add another installment in this case.

Adding a new installment

Select the Primary button and choose "Add Installment" to open the "Add Installment Modal."

Security of Debit Orders

When making adjustments to mandate parameters, consider the following key points:

Handling Failed Mandates: If a mandate has already run its course (i.e., the presentment date has passed) and failed, the recommended approach is to add an installment for the outstanding amount.
- Navigate to Promissory Menu > Add Installment to record the new installment.
- This method maintains the security of the mandate, reducing the likelihood of disputes.
Mandate Disputes: A mandate can still be disputed if the following responses are received from allps ->

'REGISTERED': 'The mandate is a Registerd Mandate and open to disputes.';
'MIGRATED': 'The mandate has been migrated from NAEDO and is open to disputes.';
'ARREARS': 'The instalment has failed previously and is open to disputes.';
'USAGE': 'The mandate is a usage based mandate and the instalment amount exceeds the instalment amount. The instalment is open to disputes.';
'DATE': 'The instalment date is not aligned with the mandate instalment date. The instalment is open to disputes.';
'AMOUNT': 'The amount is not aligned with the mandate and is open to disputes.';
'DATE_AMT': 'Both the date and amount is not aligned with the mandate and is open to disputes.

Viewing Promissory Status Changes

Selecting the status column will present the user with the following options:

Activate the Instalment, for promissory' s that have been manually suspended, selecting this option will activate it.
Suspend the Promissory, user's action to stop the collection from taking place.
Bank Responses, for a given installment, selecting this option will display the bank's responses that has been received by Amplifin for the debit order.

By selecting the Options Button in the Allps Promissory Screen, the user will have the following options

Add Installment

Add a new installment to the existing promissory, useful when splitting the total amount repayable when overdue.

Edit promissory

Used to create a new Debi-check mandate to alter attributes such as Date Adjustment, Tracking Days, Authentication Method and Installment Date.

Suspend Promissory

Submit a suspension to Allps (Amplifin) on this promissory note.

Cancel Promissory

Cancels the promissory, useful when creating a new promissory. (The option to create new will be available once cancelled!)

Print Promissory

View/ Share/ Print the promissory mandate.

User Actions

This option allows you to view the Allps Responses received on the promissory mandate.

Bank Accounts

Allows you to quickly view and edit the details of the clients bank account

View Employment

Allows you to view the employment linked to this client.

View Sassa Dates

Presents the user with the approximated SASSA payout dates for the next 7 months

Creating a Registered Mandate Presentment

If you wish to create a new registered mandate, you will need to create a corresponding new promissory mandate as part of the process.

This can be done by locating teh promissory menu in the Allps Promissory Screen.

Next, you must select the Registered Mandate Repayment Method from the Authentication Method dropdown menu.

In the example above, the option ‘Rman’ is selected, which corresponds to the Registered Mandate (RMAN) repayment stream that must be preconfigured under Setup → Repayment Method.

It is essential that this repayment stream is created before initiating the mandate setup, as it is a mandatory prerequisite for the process to function correctly.

For detailed guidance, please refer to the supporting documentation on creating a new RMAN repayment method within the Mobiloan system.

For more information on the Registered Mandate Allps Payment Stream - select the link below: