Client Ledger

Transaction Menu

Introduction

The Client Ledger is your central command center for efficient client management.

It offers a consolidated view of your clients' financial standing by directly comparing their total loans and loan repayments.

Key Features:

• Consolidated Transaction View: See all manually created and automatically received transactions in one place.

• Reconciliation Assistant: The ledger seamlessly integrates with the transaction reconciliation section.

• Ledger Actions: Take control with actions like creating new loan transactions, managing unlinked transactions, and contra-reconciling entries. (Detailed instructions available).

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Searching a Client

To access the Client Ledger, simply select the menu item within the Transaction Menu.

A Client Search window will appear, allowing you to begin.

Select a Search Method and the corresponding Detail (such as client number / loan number/ ID Number)

Once you've entered the correct details, click the `` button. Mobiloan will then check if the client already exists in your system

Once you select a client, Mobiloan automatically retrieves all their loan and related transactions and conveniently displays them in the Main Screen.

Client Ledger - Main Screen

This provides a convenient one-stop dashboard for their complete financial picture, including their current balance.

Client Ledger - Summary Table

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Switching Between Loans and Transactions

Mobiloan allows you to seamlessly navigate between a client's loan details and transaction history. Here's how:

1. Locate the Summary Table: Find the table summarizing the client's financial information.

2. Switch Tabs: Click on either "Loan" or "Transaction" in the table row. This acts as a toggle switch. (Imagine the table row has "Loan" and "Transaction" as clickable tabs.)

3. View Detailed Results.

Based on your selection, a dedicated table will appear below, displaying specific details:

• Loan Tab Selected: This table will populate with details of the client's individual loans.

• Transaction Tab Selected: This table will populate with a history of the client's transactions.

Selecting the Loans tab will present the table of loans

Selecting the Transactions tab will present the table of Loan Transactions

This intuitive design allows you to quickly access the information you need without having to navigate through separate menus.

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Loan Table Navigation

These results tables go beyond just displaying data – they offer built-in shortcuts to maximizing your efficiency.

Let's explore some of the time-saving column actions within the Loan table:

Loan Number

Clicking the Loan Number column takes you directly to the Loan Menu for that specific loan, where you can view detailed information and manage various aspects of the loan.

Related content - The Loan Menu is useful tool for querying loan data. Select the link below for more information on the loan menu.

The Loan Menu

The Loan Number column of the Loan's Table

The Loan Menu

Repayment Method (ACOL/SEFT):

Selecting this column navigates you to the ALLPS Promissory Screen, allowing you to view and adjust the repayment parameters in the promissory mandate)for the chosen loan.

Promissory Management: Learn more about managing promissory details through the ALLPS Promissory Screen.

Allps Promissory

The Repayment column of the Loans Table

The Allps Promissory Screen

Other Columns:

Selecting most other columns opens the Loan Ledger whereby you can perform common actions like creating new transactions, editing loan statuses, and more.

The Loan Ledger is discussed further below on this page

The Loan Ledger Screen

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Transaction Options

Upon selecting a transaction from the transaction table , a list of relevant options you can perform on that specific transaction will appear.

Table of transactions

Transaction Options

Option	Description
Edit Promissory	Need to adjust the repayment plan (promissory) linked to this transaction? This option takes you directly to the ALLPS Promissory Screen for easy editing.
Move to other loan	Linked the transaction to the wrong loan? Simply select "Move to Other Loan" to reassign it to the correct one.
Unlink from loan	Separate the transaction from its current loan association. This removes the amount from the client's balance but keeps the transaction on their record as "unlinked."
Move to other client	Transferred a payment to the wrong client? Use this option to move the transaction to the correct client's account, where you can then link it to a loan if needed.
Transaction Detail	Comprehensive overview of all the specifics related to the selected transaction.

This interactive design empowers you to manage your transactions efficiently, saving you time and effort!

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Client Ledger Options

By selecting the Options button, the user will be presented with additional ledger options, described below :

Select the Options Button to reveal additional options.

Client Ledger Options

Option	Description
New Transaction	Use this option to create a manual receipt or refund for the client
Move Transaction	Correct loan balances by moving transactions from one loan to another.
Client Personal Statement	Draw up an active client statement.
External Party Balance Letter	Generate an official balance letter for an external party.
Client Menu	Use the client menu to gather any useful information about the client such as the repayment schedule, bank accounts, documents etc.

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Unlinked Transactions

An unlinked transaction is a transaction that is not currently associated with a specific loan. This means it doesn't affect the client's loan balance until you link it.

The Summary Table displaying the count and total of unlinked transaction linked to the client

In some cases, unlinked receipts might occur due to reversed or canceled loans for those promissory notes in an "UNKNOWN STATE" .

Benefits of Unlinked Transactions:

• Organized Record-Keeping: Unlinked transactions ensure accurate record-keeping for future reference, even if they're not immediately linked to a loan.

• Flexibility: Any transaction can be unlinked from a specific loan and also a client. This feature allows you to move transactions between loans and clients.